Insights

Nov. 19, 2025

How timing can make or break your retirement nest egg

Retirement is a time to enjoy the fruits of your labor but even with careful planning, unexpected market fluctuations can impact your long-term financial security. This is the impact of ‘sequencing risk’.

Nov. 04, 2025

Insights from the RBA November Cash Rate Announcement

The Reserve Bank of Australia has maintained the cash rate at 3.6% amid a surprising inflation spike. This decision comes as Q3 CPI data shattered expectations for a rate cut.

Sep. 30, 2025

Insights from the RBA September Cash Rate Announcement

The Reserve Bank of Australia unanimously decided to maintain the cash rate at 3.6%, repeating the ‘cut-hold’ cycle for the third time in 2025.

Sep. 22, 2025

Spring signals: ‘Spooky September’ and the retirement income equation

As we emerge from winter, markets have begun the season with resilience and cautious optimism. We look at the notable shifts that advisers should watch closely as they guide clients toward retirement security.

Aug. 12, 2025

Insights from the RBA August Cash Rate Announcement

RBA cuts rate to 3.60% amid moderating inflation and rising unemployment. A tight labor market and household stress suggest delaying cuts may unnecessarily constrain growth.

Jul. 30, 2025

Video: Weathering market volatility and ensuring certainty in retirement

Ongoing market volatility and overall economic uncertainty are stark reminders of the challenges and opportunities faced by Australians when planning for retirement. What if you could remove some uncertainty from the equation and ensure your essential expenses are covered – no matter what the markets do?

Jul. 23, 2025

Enhancing Retirement Portfolios: Strategies for Aligning Income with Client Needs

In the realm of retirement planning, aligning a client's portfolio with their income needs is a nuanced task that requires a deep understanding of spending hierarchies and the strategic structuring of income sources.

Jul. 09, 2025

Insights from the RBA July Cash Rate Announcement

The Reserve Bank of Australia (RBA) today defied widespread expectations of a second consecutive rate cut, although we expect the RBA to resume its easing cycle at its August meeting.

Jun. 30, 2025

Not all income is created equal: structuring retirement portfolios to align with income needs

Understanding the hierarchy of retirement spending and the strategic structuring of income sources can make the difference between a comfortable retirement and a financially strained one.

56 releases in total

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